Wednesday, October 17, 2018

Marijuana and Driving - A Hazardous Combination


Marijuana significantly impairs judgment, motor coordination, and reaction time, and studies have found a direct relationship between blood THC concentration and impaired driving ability.

Marijuana is the illicit drug most frequently found in the blood of drivers who have been involved in vehicle crashes, including fatal ones. Two large European studies found that drivers with THC in their blood were roughly twice as likely to be culpable for a fatal crash than drivers who had not used drugs or alcohol. Those involved in vehicle crashes with THC in their blood, particularly higher levels, are three to seven times more likely to be responsible for the incident than drivers who had not used drugs or alcohol. The risk associated with marijuana in combination with alcohol appears to be greater than that for either drug by itself.

Several meta-analyses of multiple studies found that the risk of being involved in a crash significantly increased after marijuana use—in a few cases, the risk doubled or more than doubled.


As states legalize pot, warnings issued on impaired driving

Evidence shows a substantial increase in drugged-driving deaths as
opiate use soars and marijuana has become legal..

In random roadside testing, more than 22% of drivers showed evidence of drug use, according to NHTSA data. 

U.S. transportation safety officials are sounding the alarm on drug-impaired driving, calling for state and federal regulators to do more to tackle the growing problem as states grapple with prescription drug abuse and adopt a more permissive stance on marijuana.

The National Transportation Safety Board (NTSB) on Tuesday called on the National Highway Traffic Safety Administration (NHTSA) to write standards for devices allowing police to test drivers for drugs on the roadside and to give states additional guidance on how to combat drug-impaired driving.

Pickup driver high on weed & anti-anxiety pills killed 13

The recommendations came out of the NTSB’s investigation of the 2017 crash in rural Texas that killed 13. The accident was caused by a pickup truck driver who was high on marijuana and an anti-anxiety medication and slammed head-on into a church bus, NTSB found. Video shot by another driver showed the pickup repeatedly veering onto the shoulder and across the double-yellow line for 15 minutes.

“When you use impairing substances, including alcohol, you do gamble, you gamble with lives,” said NTSB Chairman Robert Sumwalt. “And that’s what happened.”
While test results for drugs aren’t consistent across jurisdictions — an issue the NTSB is asking safety regulators to address — available evidence shows a substantial increase in drugged-driving deaths as opiate use soars and marijuana has become legal in multiple states.

‘Seem to have an epidemic here’

Out of those drivers who died in accidents in 2006 and were tested for drugs, 30% were positive, according to NTSB. That number jumped to 46% in 2015. In random roadside testing, more than 22% of drivers showed evidence of drug use, according to NHTSA data.

“We really seem to have an epidemic here,” NTSB board member Bruce Landsberg said.

“The pick-up truck driver in this crash made terrible choices with tragic consequences,” Sumwalt said. “But the rising tide of drug-impaired driving did not begin with this driver, and it will not end with him. Law enforcement needs additional tools and advanced training to detect impaired drivers before they crash, regardless of the impairing drug they’re using.”

Police need better training on how to spot drivers who may be impaired and “oral fluid” drug tests that police can use after pulling people over, the NTSB found. The safety agency called on NHTSA, which helps oversee highway safety standards, to create specifications for such a test so it can be applied consistently across states.

No uniform national data

NHTSA has been attempting to address the issue. Agency ad campaigns to discourage drunk-driving began addressing drug-impaired driving for the first time in August and the agency has held public meetings on the issue in Seattle, Baltimore and Nashville.

Deputy Administrator Heidi King said earlier this month that, while there’s no uniform national data on the true scope of drugged-driving, the evidence available shows it’s a growing problem. Roadside testing by NHTSA in recent years showed an uptick in drivers with substances in their system, such as marijuana, and a rise of mixing drugs with alcohol.

“There’s not one uniform completely robust collection of information yet, but all of the information supports the need for action,” King said.

Friday, October 5, 2018

Traffic deaths down 1.8% in 2017



The U.S. Department of Transportation’s National Highway Traffic Safety Administration announced this week that 2017 highway fatality numbers are down following two consecutive years of large increases.  There were 673 fewer motor vehicle crash fatalities in 2017 than 2016.

In addition, preliminary estimates for the first six months of 2018 appear to show that this downward trend continues into this year.

Dangerous actions continue, emerging trend

“Dangerous actions such as speeding, distracted driving, and driving under the influence are still putting many Americans, their families and those they share the road with at risk,” said NHTSA Deputy Administrator Heidi R. King. “Additionally, we must address the emerging trend of drug-impaired driving to ensure we are reducing traffic fatalities and keeping our roadways safe for the traveling public.”

The 1.8% decrease from 2016 to 2017 compares to the 6.5% increase from 2015 to 2016 and the 8.4% increase from 2014 and 2015.

Thursday, October 4, 2018

Before Winter Starts, Check Your Fireplace Chimney

Proper home maintenance requires constant vigilance.

Chimney fires account for 75% of home heating fires, meaning homeowners should actively monitor their chimneys.

Nearly all residential fires originating in the chimney are preventable. 

Chimneys, in particular, require upkeep. A chimney that is dirty, blocked or in disrepair can inhibit proper venting of smoke up the flue, and can also cause a chimney fire.

Homeowners looking to avoid damage to their property and increased premiums should prepare for fires by checking their smoke alarms and updating their emergency plan.

The Chimney Safety Institute of America recommends looking for these signs of a pending chimney fire: a loud cracking and popping noise; a lot of dense smoke; or an intense, hot smell.

In honor of National Chimney Safety Week 2018 — held Sept. 30 to Oct. 6.

Saturday, December 9, 2017

Tips for driving safely on snowy roads





With snow in the forecast and colder temperatures that are here to stay, knowing how to safely drive on snowy roads can increase your chances of staying safe this winter.

  • Drive slowly -- Stopping, turning and accelerating all take more time when roads are slick.
  • Give some space -- As mentioned, stopping takes more time in the snow. Leave enough space between your vehicle and the vehicle in front of you so that you can safely stop.
  • Avoid stopping if possible -- It's harder for a vehicle to accelerate in the snow. If possible, slow down far enough away from a red light that you can keep your tires rolling until the light changes.
  • Don't slam on the brakes -- Slamming on the brakes can cause traction to be lost. When braking, use the ball of your foot to steadily push on the brake pedal. 
  • Don't accelerate up a hill -- Accelerating on a snowy hill will cause your tires to spin. Also, don't stop while ascending a hill.
  • Be prepared -- Be sure you have tires that are properly inflated and don't have worn treads. Outfitting your vehicle with winter tires can also make driving in the snow easier.

Monday, November 6, 2017

Michigan State Police to begin roadside drug testing

 In an effort to combat the dangers of drugged driving, five Michigan counties will participate in a one-year oral fluid roadside drug testing pilot program by Michigan State Police.

The counties include Berrien, Delta, Kent, St. Clair and Washtenaw counties.

The Preliminary Oral Fluid Analysis pilot program will establish policies for the administration of roadside drug testing to determine whether an individual is operating a vehicle while under the influence of a controlled substance.

Over the last several years, Michigan has seen a steady increase in fatal crashes involving drivers impaired by drugs. In 2016, there were 236 drug-involved traffic fatalities. 

"Motorists under the influence of drugs pose a risk to themselves and others on the road," said MSP Director Col. Kriste Etue. "With drugged driving on the rise, law enforcement officers need an effective tool to assist in making these determinations during a traffic stop."

The counties were chosen based on criteria including number of impaired driving crashed, impaired drivers arrested and trained Drug Recognition Experts in the county.

Under the pilot program, a DRE may require a person to submit to a preliminary oral fluid analysis to detect the presence of a controlled substance in the person's body if they suspect the driver is impaired by drugs. 

Refusal to submit to a preliminary oral fluid analysis upon lawful demand of a police officer is a civil infraction.

Wednesday, May 13, 2015

Can Detroit Legally Operate An Insurance Company That Operates Differently To Michigan's No-Fault Law?

Yesterday on the Mitch Albom show on WJR 760 am in Detroit, Detroit Mayor Mike Duggan continued his push for the City of Detroit's alternative automobile insurance option "D Insurance".   

There is no doubt that there is serious auto problem insurance problem in Detroit where auto insurance premiums are just about unaffordable for most.   According to study's and Mayor Duggan's comments on the radio last evening, 1 out of every 5 Detroiters are currently driving without insurance compounding the problem. 

Mayor Duggan stated on Mitch Albom's show that it is the medical claims that are causing such high auto insurance rates and something needs to be done to bring those down.  He implied that many are using their auto insurance for medical assistance.

Mayor Duggan's plan is to offer an alternative auto insurance plan that caps medical coverage at $250,000.  The question is though is that legal?  Currently in Michigan the medical coverage cap for all auto insurer's is $530,000 after that point is reached then the Michigan Catastrophic Claims Association reimburses the auto insurance company.  

There are many questions as to the legal operation of the "D Insurance Company." 

The City of Detroit's "D Insurance Company" will pay up to $250,000 for medical expenses and then your health provider would pay.  In a typical auto policy your health provider would pay first followed your auto insurance company once your health limits were exhausted then followed by the Michigan Catastrophic Claims association.  This is why you have the option of medical coverage being primary on your auto policy or secondary as excess.  Medicaid and Medicare do NOT cover auto injury expenses.  What happens to those with out proper medical insurance that covers auto accidents?

With the City of Detroit's "D Insurance Company" if people who have this policy need more coverage beyond $250,000 will they get it from the Michigan Catastrophic Claims Association?  

Will those insured with the City of Detroit's "D Insurance Company" pay into the Michigan Catastrophic Claims Association as all other drivers in Michigan have to?  What will happen to the Michigan Catastrophic Claims Association fund rates when a pool of people stop contributing ?

Why must other insurance companies operate at an unfair advantage by having to pay up to $530,000 before being reimbursed by the Michigan Catastrophic Claims Association?  

Isn't offering one product in one City considered redlining?

How can the City of Detroit, still in debt after bankruptcy afford to operate an insurance company?

Is the "D Insurance Company" going to be considered an admitted insurance company (standard market) or will it be considered a non-admitted insurance company (sub standard)?    Admitted companies are the responsibility of the state and taxpayers should they become insolvent, while non-admitted companies are not.

Is the recent rush to change Michigan's no-fault system really not to save consumers money across the state but to help Detroit set up their own Auto Insurance Company potentially on the backs of Michigan Taxpayers?

If the only guarantee coming from Lansing is that with No-Fault reform you will save $100 or less a year, and most reports say less at $64, for only 2 years then this reform is not worth putting through.

Michiganders pay twice as much as the national insurance average on their insurance premiums.  If there is to be reform, real reform must be put into place.  The best way to start with reform is to not so much reduce coverage but put in better safeguards to reduce auto medical fraud.